The 3 things that my finance degree didn't teach me.

Scroll down your Twitter feed and you'll stumble upon a finance guru. Someone talking about investments, financial planning, venture capital, or basic accounting.

It's a fascinating space. Especially now, when traditional finance is shape-shifting into something we've never seen before. Decentralized finance, crypto, NFTs.

You would think that school prepares you for these changes. But it doesn't.

That's why I want to share these lessons with all of you.

Finance is more about managing people than numbers.

Any finance book will teach you valuations, forecasts, or capital allocation. But the one thing they don't teach is stakeholder management. Managing business partners − whether they are in sales, marketing, or operations − is truly an art. Trust me.

Negotiation, empathy, and communication are just as (if not more) important.

An investment strategy is as unique as a tailored suit.

"Don't buy a house" // "Invest 20% of your paycheck" // "Buy Bitcoin!"

While these may fit a certain investor profile, the truth is, they're not for everyone. Hours of conversations with individual context are needed to give solid advice.

Just as a doctor shouldn't prescribe antibiotics to anyone with a sore throat; financial consultants should not give generic investment advice. Risk profiles matter.

Maximizing shareholder return is not the ultimate goal.

Pumping the stock price is no longer the north star. There are other stakeholders who need the same level of attention. Customers, suppliers, employees, and even the environment. The whole ecosystem surrounding the business.

The 21st-century enterprise is no longer just a for-profit organization, but an entity whose social contract is to provide a surplus to other people and the planet.

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